Tuesday, March 3, 2009

Model Remodeling Contract

This simplified model owner and contractor agreement covers the major areas of consideration for most major home improvement projects. While not every provision may be appropriate for all contracts, it does draw attention to the most important subjects relevant to contractual obligations. There may be additional terms or legal provisions that might be suggested by the homeowner, an attorney, or contractor which might be appropriate for the job under consideration. It is always wise to have your legal counsel review the contract if the job is large and/or unique.

Because the circumstances vary considerably from one job to another, we make no claims, express or implied, that this simplified owner and contractor agreement will protect all owners or all contractors against all possible circumstances, and expressly disclaim any liability therefor. It is also fair and in the best interest of the homeowner and the contractor that the description of work to be done be as thorough and specific as possible. Plans and/or materials lists and/or other relevant information should be referenced in the document and attached as an addendum.

Homeowners can avoid many problems by selecting a qualified contractor. While there are no guarantees, risks are reduced if the homeowner makes certain that the contractor has all required licenses in the state or locality, is covered by workers compensation, property, and personal liability insurance, and is bonded. Ask to see a copy of the insurance certificate or the name of the insurance carrier so you can verify the policy.

Check the local Better Business Bureau to make sure there is not a history of dissatisfied customers. Ask for current references. Best are those with jobs just completed or still underway. Since both subcontractors and employees change over time this gives a better measure of current capability and performance.

Ask if they are a member of the National Association of the Remodeling Industry, the National Association of Home Builders Remodelers Council, and/or any of the trade associations representing specific sectors of the remodeling industry. Most offer educational programs that keep members current on technology and management practices, and many have certification programs. Membership in these trade associations is one likely indicator of the contractor's commitment to the trade and to professionalism.

In most regions a down payment representing costs of materials and other early costs is expected. Beyond that homeowners should seek to break the job down into as many discrete components as is reasonable, and to keep the payments related to the costs of materials and labor for that component. Homeowners shouldn't get into a position where they've paid 90% of the total price and the job is only half done.

Remember, a major remodeling job is a complex undertaking bringing together thousands of parts and components, a variety of human skills, and a variety of uncontrollable variables (not the least of which is weather). Start early and allow plenty of time for unanticipated delays at each stage of the process. Unavoidable delays are not uncommon. Small glitches are likely under the best of circumstances. Keep your sense of humor.

Richard J. Roll, Founder and President of the American Homeowners Association (AHA) has helped over 1 million homeowners in all 50 states save money on buying and maintaining their homes. For more tools, information and resources to help you maintain your home and instantaneously save money go to http://www.ahahome.com for a special offer from AHA.

Monday, March 2, 2009

Renovating a Barn Home

Lovely old barns have great historic connotations that we may want to preserve. We can all imagine all of the activity that must have taken place there in days gone by. Old barns remind us of bygone days of hard work and dedication to the land and the fruits of the land. This is the reason many people like to keep and restore old barn homes.

Once the scope of the project has been outlined, there will surely be a lot to keep track of in order to make sure the necessary items are preserved. Old barns have many beautiful features, as well as equipment that should be preserved or restored to their original condition. This is one of the major problems with a barn home renovation: how to keep the old intact while at the same time introducing modern features that will make life more comfortable, even if it just means adding your own bathroom accessories. If you want to get the most out of your barn home renovation, use these tips to make the job easier for you to do and also ensure that you will have a very livable home.

The most important feature to be concerned about in an old barn is the flooring. Don't forget that this area of the barn got a lot of use over the years, and will probably will need the most renovating and maintenance. Barns are notorious for roof leaks, and water seeping in from such a leak may have damaged the floor. The first step is to clean up the flooring and do a thorough inspection for any damage of this kind.

The next step is to thoroughly check all electrical systems in the barn. An old building can be a real hazard if the electrical system is also old and probably unsafe. All too many barns have been destroyed by fires caused by faulty electrical systems. A thorough inspection should be carried out, and any defective electrical equipment should be immediately replaced.

Keeping track step by step of your barn renovation is an important task. You don't want to lose track of any of the historical items and you also want to make sure the building is safe and able to give you modern comforts. If you don't know enough about this kind of a project, you probably should hire a contractor to handle the job for you and make sure it gets done right.

Adam Peters is the consultant of some online magazines. Find at http://www.home-decorating-reviews.com/Bathroom_Accessorizing.html more articles on home interior accessories.

Increasing the Appeal of Your House by Means of Home Renovation

They say a man's home is his castle and since it's where we spend most of our hours away from work, it should be one that we're always looking forward to come home to. Whether it is a two-story Victorian, a hillside hideaway or a cozy beachfront bungalow, our homes should be a reflection of ourselves and our character. Also, it should be an embodiment of what we perceive to be the ideal hideout from the pressures and chaos of the outside world.

A person's home should be a place of relaxation and bliss, relatively free of the stresses of day to day living. It is where we spend our time unwinding and meditating and it is where we wake-up to the light of a new day- gathering energy for the activities that await us.

There comes a time when people get bored with the appearance of their homes. Maybe the paint starts to peel, or the plumbing starts to drip. In any case, when our haven from the pressures of the outside world ceases to be a place of Zen and becomes a source of angst in itself, it might be time to consider a few changes and doing a home renovation.

Renovation is the most practical thing to do for homeowners who've had their dwellings for quite a few years. Times are harder nowadays and unless you're one of the lucky few who have extra dough, it doesn't really make sense to sell the home you've become attached to and purchase a new one.

If what's bugging you is just a drippy faucet or a few stains on a wall, you can certainly grab a monkey-wrench or a paintbrush and save yourself some money. If it's something bigger like a new all-around color scheme, an overhaul on the plumbing or actual remodeling, you might still be able to do it considering you've had experience in those things. Otherwise, it's wiser to hire the services of a contractor to avoid making costly mistakes and irreversible damage to your castle.

Contractors have years of experience and expertise on anything you might want to have done. There are general contractors and there are those that do specific tasks: roofing contractors, plumbing contractors, painting, etc. All that you need to do is sit down with one recommended by someone you trust and tell them what you have in mind and how much you're willing to spend.

There are several things folks should look into when having major home renovation done. The first thing obviously, is your budget. It wouldn't make sense to start a major remodeling project only to stop halfway because you've run out of funds. Have a realistic figure on how much you can spend and how much you want done.

When it comes to remodeling and renovation, it's also important to know exactly what you want from the beginning. It's ultimately better to have a clear picture of what your goals are and do your planning from there rather than decide on what you want along the way.

Having a timeframe on how much the project is going to take will also help you manage the adjustments your family has to make. Timing is a big issue when it comes to construction and it's best to plan around holidays, celebrations and family gatherings to avoid unnecessary headaches.

During these tough financial times, home renovation is the better way to go if you want to address problems of wear and tear, increase the value of your home, or just change the appearance of your dwelling and make it more pleasurable to live in.

Jo is a writer for 'EBL Group Limited' (http://www.eblgroup.co.uk), a family managed, established and recommended house insurance repairs outworker stationed in Runcorn Cheshire. If you need insurance building repairs as a result of storm, flood, fire, malicious or fortuitous damage or any other reasons or if you have home and buildings improvement requirements then you should check out EBL Group.

Kitchen Cabinet Basics - What to Know Before You Remodel

If you are considering a "Full Kitchen Remodel" then the first place you will want to start (with regard to material choices) is with your cabinets. Cabinets set the tone for the style and color scheme of your entire kitchen. Answering the questions below will get you on the right track.

Design Styles: The most common design styles these days include Shaker, Modern Contemporary, Traditional, Casual Country and Eclectic. Determining the style will direct you to the wood species that work best.

Door Styles: There are basically three door styles to choose from: Raised Panel, Recessed Panel and Slab. With regard to the raised and recessed doors, you will then need to choose from square, arch or cathedral style.

Types of Wood: Cabinets are made from a multitude of wood species; however the most common these days are (in order of hardness and durability):

Oak, Hickory, Mahogany, Laminates
Maple, Cherry, Birch, Pine
Alder, Poplar

Cabinet Quality: The qualities of cabinets available range from all solid wood construction, partial wood construction with plywood veneer, particle board and veneer and (at the lower end of the spectrum) particle board and photo finish and laminates: Of course the prices range (with all wood construction) from very expensive to very inexpensive (photo finish) or laminate construction. While the old adage "You Get What You Pay For" holds true in most cases, there are a number of ways to reduce your overall cost and still have the quality and look you want. For instance, you can have solid wood fronts and on the exposed ends (doors, drawers and face) and use plywood or particle board on the sides and backs (which are not seen). This can save you thousands of dollars.

Other Cabinet Options: The final choices that are worthy of note are the additional options for your cabinets. These include Lazy Susans, waste basket cabinets, spice racks, wine racks, pull-out trays (instead of fixed shelving) "soft close" drawer hardware, dove-tail drawer or butt-joint drawer construction and (for upper cabinets) crown molding, under mount light molding etc. Glass doors (typically on upper cabinets) also lend a certain 'jene se qua' to the final look.

Cabinet Finishes: Yet another consideration is the finishes available: They are laminates, painted and stained. Regarding stain finishes: You can choose from the standard finishes and (if so inclined) add a "glaze finish" to further accent the wood grain and design of the cabinetry. *** Note: When you choose to add a glaze finish, there will be additional costs and (equally important) additional production time. Glazes can increase your cabinet expense from 6% to 20% and add one to two weeks on to the normal production schedule.

Hardware: The sky is the limit with regard to choices of colors, styles and designs of knob and handles. You can literally spend hours online looking at designs and styles. *** Note: Remember to add this into your cabinet budget from the outset as prices range from $3 or $4 dollars for simple knobs & handles to as much as $20 or more for the more ornate ones! Do you homework and research to find the type you want and the lowest cost producer of same.

In conclusion, remodeling your kitchen can be an exciting and rewarding endeavor and add value to your home. With proper planning, you will get the result you want within the budget you wish to keep. Perform your "due diligence" and you will have a final result for you and your family to enjoy for years to come! Good Luck.

If this article has been helpful and you would like more information on our kitchen remodeling services, please visit our website at http://www.pdremodelingsandiego.com

For a no obligation consultation, simply send us an e-mail at sfrick@pdr-sd.com or call us at (858) 560-0444. We service all of San Diego county and have been in business over 22 years.

Sunday, March 1, 2009

Is it Worth the Cost to Make a Home More Energy-Efficient?

Making a home more energy-efficient will be worth the investment, especially over time. Not only will you be doing your part for the environment, you could save hundreds, even thousands of dollars on utility bills over the years you stay in your home. And, an energy-efficient home is much easier to sell when the time comes.

You might not want to just launch an effort to make your home more energy-efficient in one fell swoop, but as you make repairs, do upgrades and maybe do a little remodeling, the small additional costs will be recouped faster than you might expect. After all, some of the things you can do to make your home more energy efficient dont cost much at all, especially if you are upgrading anyway.

For example, adding weather stripping to doors and windows will probably cost you less than $50. You could save more than that in the next year in reduced energy bills because your home is losing less heated or cooled air. Installing window film on your east- and west-facing windows will probably cost you less than $100 if you do it and less than $250 if you have a professional do the job. It will reduce your heating and cooling bills and prevent fading of your carpet and furniture caused by intense sunlight saving more than your investment in one or 2 years.

Switching from incandescent light bulbs to compact fluorescent bulbs will cost you a little more when you first buy the bulbs, but you will save on electricity and you will replace the bulbs far less frequently.

Adding storm doors and windows will save on both heating and cooling costs by reducing the amount of conditioned air that is lost and reducing the amount of outside air that sneaks in. If your budget is tight, you can try doing what our grandfathers did when they wanted storm windows make you own storm windows. You just need a little lumber, a few nails and some heavy plastic.

If you are replacing appliances, it is worth it to insist on energy-efficient models and options, such as vent-free moisture sensing dryers, front loading washers, and refrigerators with through-the-door ice and water. If you are replacing a water heater, an attic fan or a heating/cooling system, you can certainly buy replacements that are more energy-efficient. You might replace your water heater with either instant water heaters or a solar water heater; replace an electric attic fan with a solar-powered fan. Replace your heating and cooling equipment with a single, energy-efficient heat pump. To really save, try choosing a programmable zoned system with timers that allow you to control the temperature in various parts of the house according to your familys needs. Replacing a toilet? Choose a dual-flush toilet to save water usage.

When it is time to replace your roof, choose a metal roof for your replacement. Metal roofs are less expensive and very energy-efficient. If you dont want a metal roof, you can always install attic foil to prevent heat loss.

All of these options are great choices, both for the environment and for your family. But dont forget to look for possible rebates and tax breaks.

Many utility companies offer rebates to customers who install energy-efficient appliances and lights. Just give your utility company a call and ask. Then be sure you understand the standards to qualify for the rebates.

If you install a whole-house voltage surge suppressor or disaster-proof features, be sure to check with your insurance company to see if you will be entitled to any reduction in your insurance rates.

Investigate energy-efficient financing for your upgrades if you are making your home more energy-efficient. Check on FHA Energy-Efficient Mortgages, FHA Section 203(k) Rehabilitation Mortgage Insurance, etc.

And dont forget the opportunities to save on your taxes.

If you will use a remodeled or added room as a home office, be sure to deduct the appropriate percentage of utilities, etc. each year as a business expense.

Get to know the U.S. Energy Policy Act of 2005. It allows homeowners to take tax credits for remodeling that improves the energy efficiency of your primary residence. The maximum credit you can take is $500, but you can take credits for:

10% of cost up to $500 for energy-efficient exterior door or storm doors


10% of cost up to $500 for a qualified metal roof


10% of cost up to $500 for adding insulation expected to last at least 5 years


$300 for qualified central air conditioning, heat pumps or geothermal heat pumps


up to $150 for a qualified gas, oil or propane furnace or hot water boiler


up to $300 for a qualified gas, oil, propane or electric heat pump water heater


up to $2,000 for solar water heating

Making your home more energy-efficient can be good for the environment, good for your family (and your wallet), and good for the resale value of your home. Do your research and shop carefully when you are making upgrades in your home. Going green will usually pay for itself within 5 to 10 years in reduced energy bills.

Copyright 2007 by ABCD Publishing

Dan Fritschen, the author of this article, is the founder of the websites http://www.remodelormove.com and http://www.remodelestimates.com and http://www.remodelingorganizer.com He is the author of three books on home remodeling.

Builders Warranty

Kitchen Cabinet Basics - What to Know Before You Remodel

If you are considering a "Full Kitchen Remodel" then the first place you will want to start (with regard to material choices) is with your cabinets. Cabinets set the tone for the style and color scheme of your entire kitchen. Answering the questions below will get you on the right track.

Design Styles: The most common design styles these days include Shaker, Modern Contemporary, Traditional, Casual Country and Eclectic. Determining the style will direct you to the wood species that work best.

Door Styles: There are basically three door styles to choose from: Raised Panel, Recessed Panel and Slab. With regard to the raised and recessed doors, you will then need to choose from square, arch or cathedral style.

Types of Wood: Cabinets are made from a multitude of wood species; however the most common these days are (in order of hardness and durability):

Oak, Hickory, Mahogany, Laminates
Maple, Cherry, Birch, Pine
Alder, Poplar

Cabinet Quality: The qualities of cabinets available range from all solid wood construction, partial wood construction with plywood veneer, particle board and veneer and (at the lower end of the spectrum) particle board and photo finish and laminates: Of course the prices range (with all wood construction) from very expensive to very inexpensive (photo finish) or laminate construction. While the old adage "You Get What You Pay For" holds true in most cases, there are a number of ways to reduce your overall cost and still have the quality and look you want. For instance, you can have solid wood fronts and on the exposed ends (doors, drawers and face) and use plywood or particle board on the sides and backs (which are not seen). This can save you thousands of dollars.

Other Cabinet Options: The final choices that are worthy of note are the additional options for your cabinets. These include Lazy Susans, waste basket cabinets, spice racks, wine racks, pull-out trays (instead of fixed shelving) "soft close" drawer hardware, dove-tail drawer or butt-joint drawer construction and (for upper cabinets) crown molding, under mount light molding etc. Glass doors (typically on upper cabinets) also lend a certain 'jene se qua' to the final look.

Cabinet Finishes: Yet another consideration is the finishes available: They are laminates, painted and stained. Regarding stain finishes: You can choose from the standard finishes and (if so inclined) add a "glaze finish" to further accent the wood grain and design of the cabinetry. *** Note: When you choose to add a glaze finish, there will be additional costs and (equally important) additional production time. Glazes can increase your cabinet expense from 6% to 20% and add one to two weeks on to the normal production schedule.

Hardware: The sky is the limit with regard to choices of colors, styles and designs of knob and handles. You can literally spend hours online looking at designs and styles. *** Note: Remember to add this into your cabinet budget from the outset as prices range from $3 or $4 dollars for simple knobs & handles to as much as $20 or more for the more ornate ones! Do you homework and research to find the type you want and the lowest cost producer of same.

In conclusion, remodeling your kitchen can be an exciting and rewarding endeavor and add value to your home. With proper planning, you will get the result you want within the budget you wish to keep. Perform your "due diligence" and you will have a final result for you and your family to enjoy for years to come! Good Luck.

If this article has been helpful and you would like more information on our kitchen remodeling services, please visit our website at http://www.pdremodelingsandiego.com

For a no obligation consultation, simply send us an e-mail at sfrick@pdr-sd.com or call us at (858) 560-0444. We service all of San Diego county and have been in business over 22 years.

Build New Or Remodel?

There are three possible scenarios involved in that question:

1. Stay where you are and renovate

2. Move to an existing house and renovate

3. Build a new house for you to move into

There are numerous considerations, not the least of which is how you feel about your existing location. That word - LOCATION - should be your primary focus. Do you prefer to remain where you are, or not? Is staying where you are an option, or are you forced to relocate due to a job change, or other issues?

If you wish to stay where you are, there's no reason to read this article. Remodeling and/or expanding the place where you now live is the least expensive alternative - by far.
Your aggravation levels will increase during the construction, but they will do that with either of the other choices as well. If it gets to be too much, you can move to a motel for 2 months, eat dinner out every night, and still come out cheaper than either option 2 or option 3. If you want to be in your present home, case closed.

So let's assume you have to move, and we'll concentrate on option 2 vs. option 3. There are two important aspects of this topic which apply to both.
In both cases you have to research the property with the building department to make sure you will be able to do what you wish. Verify zoning, lot size restrictions, and access to utilities.
You will have unknown costs (moving, insurance, taxes, financing costs, etc.) in either case.

Advantages of remodeling an existing house:
Fewer hidden (or unknown) costs. New homes often have impact fees, ground preparation fees, and higher permit fees than those imposed for remodeling.
Hard construction costs will be less (usually, but not always).
You can move into the house much sooner. If you have to leave your existing home quickly, you may not have the ability to wait for a new home to be built.

Advantages of building new:
Unrestricted design potential, allowing you to end up with a more modern, better insulated home, with better traffic flow than you would have in an older building. Also, older homes have less closet/storage space than new ones.
Your long term energy costs will be lower because all of your equipment will be running more efficiently.
Less disruption to family routine. While construction is happening, you're still living in your present house. Then you move into a finished product (possibly with some decorative items to complete).

I'm sure you noticed that I haven't listed costs in either list. The determining factor is going to be the extent of the renovation to the existing building. Depending upon the condition of the house, age, building codes and other factors, it can actually be more costly to remodel than to build new.

In either case, allow an extra 20% in your budget over and above any quoted costs you've obtained. 10% is for upgrades that you decide upon after initial pricing. The other 10% is for the rising costs of material and labor. If the price of oil goes through the roof again, 10% might not be enough.

If the older home was built between 1950 and 1978, there might be issues having to do with asbestos and lead paint. Make sure you get a professional inspection performed. You may also be required to bring the plumbing and electrical systems up to date.

In conclusion, renovating a home might be very rewarding, as well as the cheaper alternative. However, you have to do your homework before making the commitment, in order to insure that you're not stepping into a money pit. Every situation is different. Your decision will probably come down to what your sixth sense tells you. Regardless of how you choose, anticipate that moving into a new home will take more time and more money than expected.

Charles Gueli

Home Helper

http://www.continuous-home-improvement-help.com